Check back periodically.īe sure to review your budget regularly. If your income is not enough to cover your expenses, adjust your budget (and your spending!) by deciding which expenses can be reduced. Your expenses should be less than or equal to your total income. Your budget should meet your “needs” first, then the “wants” that you can afford. Think of your budget as a “spending plan,” a way to be aware of how much money you have, where it needs to go, and how much, if any, is left over. Don’t forget about expenses, such as taxes or insurance, that are billed quarterly, semi-annually, or yearly. “Flexible expenses,” such as food, clothing, and entertainment, vary from month to month. Where is your money really going? “Fixed expenses,” such as a rent, auto, or student loan payments, are easy to determine. Review your checkbook register, credit card statements, store receipts, and more. Do not include overtime pay, because you shouldn’t rely on that as regular income. Determine your income.įigure your available income (the amount of your take-home, or net, pay). Use our ideas for the end of year reflection. Think about what you want to accomplish financially in the next three months, the next year, and the next three years. Write down what matters to you and then put your values in order. Spend 30% of your money on savings or paying off debtįollow the steps below as you set up your personalized budget with our free printable budget planner: 1. Wants are non-essential expenses-things you choose to spend your money on despite the fact that you could live without them if you had to. Spend 30% of your money on wantsģ0% of your after-tax income can be used to fund your wants. Your most essential costs should be covered by 50% of your after-tax income. Simply expressed, needs are unavoidable expenses-payments for all the necessities that would be difficult to survive without. Here’s what a budget that adheres to the 50/30/20 rule looks like: 1. Check out our time tracking tips to learn more. And with only three major categories to track, you can save yourself the time and stress of digging into the details every time you spend. It can make it easier to reach your financial goals, whether you’re saving up for a rainy day or working to pay off debt.īy regularly keeping your expenses balanced across these main spending areas, you can put your money to work more efficiently. The 50/30/20 rule is a great way to solve that age-old riddle and build more structure into your spending habits. The basic rule of thumb is to divide your monthly after-tax income into three spending categories: 50% for needs, 30% for wants and 20% for savings or paying off debt. ![]() The 50/30/20 rule is an easy budgeting method that can help you to manage your money effectively, simply and sustainably. Take the 50/30/20 rule! The 50/30/20 rule is a simple monthly budgeting approach that advises you how much to put toward savings and living expenses each month. In fact, the best strategies to budget are frequently the most basic. What is the 50-20-30 budget rule?īudgeting does not have to be difficult, nor should it eat up hours of your time. If Your Pay Varies: If your pay varies due to tips, varying hours, and/or commissions, you can still compute an expected monthly income by adding three months of income and dividing by three. Divide this figure by 12 to calculate your monthly income. If you are paid weekly: Multiply your weekly compensation by the number of weeks in a year: 52. Then multiply this figure by 12 to get your monthly income. If you are paid biweekly: Double your take-home pay for one paycheck by the number of paychecks in a year, which is 26. Here’s how to determine what your monthly take-home income is: Any money that you get on a regular basis can be considered revenue for your monthly budget. Include other sources of income, such as social security, disability, pension, child support, regular interest or dividend earnings, and alimony, when computing income. ![]() Your take-home pay is the amount of money you have available to spend or save in addition to what you may already be contributing to a retirement account at work. When it comes to budgeting, take-home pay is the only thing that matters.
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War Commander: Rogue Assaults meets these criteria thanks to its online multiplayer mode that can be tweaked in many ways. A strategy game with a multiplayer mode needs to offer freedom while also being exciting and awesome. Different strategies and tactics are required for each mode. In online multiplayer, players can choose between two game modes: Free-for-all or Teamwork. They also arrange strategies and tactics based on your arrangement and strategy. When playing War Commander: Rogue Assault as a single player, the AI soldiers you face gain increasingly skilled fighting abilities. efficient tools with unlocked premium and VIP gold features.Ī high-intensity game mode with great effect. Users who downloaded and used this effective tool also like Device Info - Hardware & Softw, Canta Karaoke con La Voz, 网易云音乐, 优酷-与君初相识 全网独播, Pinkfong Shapes & Colors, etc. War Commander Rogue Assault is definitely a great app for you to enjoy. Users who like to play this game also downloaded FLIGHT SIMULATOR: War Plane 3D, Princess Unicorn Surprise Eggs, Moto Racing Club: Highway Ride, 純白和弦, Eventide: Slavic Fable, to enjoy interesting and rewarding experiences with unlimited money and skills. Get immersive in the world of War Commander Rogue Assault. The game is currently free to play for all Android users, and will remain free as long as you keep playing. With this in mind, you’ll play the part of a general commanding your troops as they complete every mission. War Commander: Rogue Assault gives the appearance of a true battlefield thanks to its inclusion of elements no other fighting game can boast. Additional healing and squad strengthening also comes with completing each mission. ![]() This includes new materials to help repair damaged equipment and soldiers, new soldiers and vehicles to replace lost or damaged ones in a previous battle, and extra equipment for the next mission. Complete each mission to earn loot for the next assignment. It feels like they are truly a part of the campaigns. The missions in this style present players with an easy way to become accustomed to the role of their character. If you aren’t blessed, you need to find out quickly so you can build a stronghold before your enemy attacks. Each of these tasks must be completed in a specific order before moving on to the next. You also need materials to maintain your army and suitable vehicles for the terrain. These include gathering enough supplies and soldiers to build a base. Roguue Assault's military beauty comes from the fact that each mission requires you to complete a number of smaller tasks before moving on to the next. Players from all over the world come to participate in this event some make a name for themselves by climbing to the top of the leaderboards. At the same time, the game hosts large-scale battles alternating with regular events. War Commander: Rogue Assault constantly expands its community by supporting monthly events. As a wise military leader, he’ll also capture key areas from the enemy, build bases to defend against attacks and create a new economy for his people. He doesn’t just march his troops into battle he also balances existing resources, mines for minerals and creates a sustainable economy for his residential areas. War Commander: Rogue Assault’s military commander performs all of his tasks smoothly, in large objectives and smaller ones. Players also need to occupy strategic locations during the worldwide conflict. Additionally, a huge challenge in this game is to gather military experts and lead them to different conflicts against their enemy. This change makes the third world war more advanced than any other. War Commander: Rogue Assault features increased weaponry and vehicles. ![]() War Commander: Rogue Assault is available for download from the PlayStation Store. You must constantly manage your growing army, maintain its stability, and attack the enemy at the same time to gain an advantage in a complex war of factions. In the third world war, you play as a heavy military commander. ![]() The Third World’s battle grounds open to construction with no limit to the battle! Introduce the game War Commander: Rogue Assault with this abstract description.
You don’t have to be charismatic to do that. Can you offend the audience more than that? That’s it, just don’t do these 3 mistakes and you’ll be delivering keynotes like Apple’s own Steve Jobs. This is the worst thing that can happen - a guy delivering a presentation by standing back to the public reading his own slides. If you’ve applied the trick you’ve learned in #2 (using min 30 pixel font size) you won’t be encouraged to read your slides anyway. It’s the people you should be talking to, not the slides. OK, this is a fundamental mistake yet so many people do it! Both Powerpoint and Keynote (my tool of choice) have “presentation mode” where you can see the slide in front of you on your computer and you don’t have to watch the slides behind you. Don’t make people read your presentation and distract them from your keynote speech. Unfortunately MS Powerpoint’s presentation defaults encourage this mistake so remember this - change background to dark and don’t use smaller fonts than 30. However this is nothing compared to the fact that lots of folks simply paste entire paragraphs to a presentation! I mean, come on, you’re there presenting and you want me to read your presentation from the end of the hall when it’s all written with the font size 8? Plus if the projector/beamer is crappy, the presentation looks crappy too. ![]() Many people use white background (Microsoft Powerpoint default) which is really not that elegant. Guy Kawasaki has this 10/20/30 rule when pitching Venture Capital firms saying - your presentation should have max 10 slides, last max 20 minutes and the smallest font size you’re allowed to use is 30. Use dark background color and BIG white letters, 30 pixels minimum. Don’t say upfront you’ll be wasting people’s time. Don’t say anything like this even if you’re really unprepared. ![]() Is it really the message you’re trying to convey? Do you really think it’s funny? No it isn’t. What you’re doing is actually saying: “I can’t understand why you came to this event/conference and paid for it (with money, time, travel) to listen to me, as I obviously don’t care about you at all to bother preparing myself for this speech.” “Sorry for this/that, I didn’t have the time to…“ “This presentation will be boring to you” During his life, and especially during his time leading Apple, he became iconic for his attention. “I did this presentation 5 minutes ago when on the plane/train” Apples founder and former CEO, Steve Jobs, died of pancreatic cancer on October 5, 2011. “This presentation is crap, I’ve just finished doing it” ![]() I’ve noticed many people start presentations saying: Don’t start with an apology - it’s not funny Photo courtesy of gdgt Which mistakes to avoid in order to deliver an amazing presentation?ĭelivering a good and solid presentation is not a rocket science, just avoid these three mistakes and you’ll be closer to Steve’s perfection than you think: 1. Watching Steve deliver his presentation reminded me of three fundamental mistakes people make when delivering a keynote presentation…. Today we’re all enjoying Apple’s Keynote presentation where Steve Jobs is showing off their new gadget called iPad (let’s hope this thing ships today, ‘cos I already want to buy it). ![]() Master's in EducationĬareer changers should also consider a master’s degree in education as it offers many good job opportunities, and a Master’s can help to advance more in the field.īureau of Labor Statistics indicates that the average salary of high school teachers stands at $62,870, while for postsecondary education administrators, the salary on average is around $97,500. ![]() On average, a nurse earns around $75,330, whereas the annual salary of advanced practice nurses stands at $117,670. ![]() If you are amongst those who want to be challenged in their job as well as to receive a good payment, you may want to consider nursing.Īccording to the Bureau of Labor Statistics, nursing careers are expected to rise by more than 45 percent during the next decade. Last year, a survey carried out by Harris Poll exclusively for Fast Company revealed that 52 percent of US employees considered changing their jobs in 2021 while 44 percent said that they were already taking the next steps. Prospective Students Survey from the Graduate Management Admission Council (GMAC), revealed that 36 percent of applicants studied master’s in Business Administration (MBA) during 2019 to change their profession, while another 27 percent said they enrolled in the program to change the degree. Master's in Business AdministrationĪ Master of Business Administration may also pave the way for a very successful career. I have now decided to study for a Master’s in Marketing in Germany, and I have a complete picture of what I am going to do,” Louise told Erudera. Back then, I was also struggling with my income and feeling hopeless for the future hence, I decided to switch to marketing as it offers various focus areas. However, when the COVID-19 started to spread, we were sent to work remotely, and the volume of work in our department started to decrease. I’ve been doing an internship in a recruitment company which I thought I was enjoying and gaining skills and knowledge from. “I have decided to make a career switch amid the COVID-19 pandemic. In an interview with Erudera, Louise Alarie, a student from France who finished her Bachelor studies three years ago, said that she decided to make a career switch amid the COVID-19 pandemic because the future felt hopeless. In addition, a degree in marketing will also help you advance skills in promoting products as well as pricing negotiation. Therefore, a master’s in marketing seems to be very beneficial.ĭata from the Bureau of Labor Statistics have shown that, on average, a marketing professional earns around $100,000 annually, sales managers $132,290, while the annual salary of a marketing manager is $142,170.īy studying marketing, you have the chance to learn about different strategies, decision-making processes, designing, campaigns, and more. Marketing nowadays is among the top industries as it offers many job opportunities, from freelance to becoming an entrepreneur. ![]() Some of the other jobs you can do in the field of finance include the following: The amount that employees in these positions earn per year reaches $83,660, $73,560, and $134,180 each. Master's in FinanceĪ master’s degree in finance allows you to gain knowledge and understanding of accounting analysis, financial economics, finance concepts, modeling, and reporting.Īccording to the Bureau of Labor Statistics, jobs in finance mainly include financial analyst, accountant and auditor, financial manager, and more. Here is the list of the 7 best master's degrees for career change, according to Erudera: 1.
(All values are minimum quantities unless otherwise stated) Other Ingredients: Wheat Germ, Kaolin, Corn Syrup, Pork Liver Meal, Dicalcium Phosphate, Sorbitol, Choline Chloride, Sugar, dl-Alpha Tocopheryl Acetate, Safflower Oil, Gelatin, Hydrolyzed Soy Protein, Preserved with Ascorbic Acid, Stearic Acid, Vitamin B12Supplement, Iron Oxide and Proteinate, Magnesium Stearate, Vitamin A Acetate, Niacinamide, Zinc Oxide, Pyridoxine Hydrochloride, d-Calcium Pantothenate, Riboflavin-5-Phosphate, Lactose, Thiamine Mononitrate, Phytonadione (Vitamin K1), Vitamin D3Supplement, Manganese Sulfate, Copper Acetate Monohydrate, Cobalt Sulfate, Folic Acid, Biotin. To retain freshness, the bottle should always be tightly closed. Pet-Tabs Plus contains numerous vitamins and minerals to assist in supplementing average daily nutritional needs, ideally suited for the nutritional needs of older dogs, working dogs, or dogs under stress. Ideal for for older dogs, working dogs, or dogs under stress.Helps correct nutritional deficiencies caused by poor diet or appetite loss.Given daily, this highly palatable meat-flavored tablet will help maintain the nutritional balance of dogs with special dietary needs due to advanced age, heightened activity level, or stress. ![]() Pet-Tabs Plus is a vitamin and mineral supplement containing 20 essential vitamins and minerals ideal for older dogs, working dogs, or dogs under stress. 10% Off Bravecto Chews 2PK & Sentinel Spectrum. “I…I got lost.” I swallow, looking up at his dark eyes. “Hi,” he says, his lips curl in a slight smile as he gazes down at me. The scowl on his face softens, and he lets out a sigh. I clench my thighs, the silvery ache burning like I’m about to pee my pants. But before I can escape, the door opens, light spills across the dark hardwood floors, and a tall shadow looms over me. I scurry back, away from the door, and whirl around, ready to bolt. The hinges creak, the door creeps open another inch, and I rear back. But I accidentally go forward instead of backward and hit the door. I suck in a breath, and on reflex, take a step. He’s my sister’s age but goes to Catholic school. I inch down and then up, trying to see around the edge of the door, but I can’t see the other person. You can’t even answer a simple question when someone asks you. My heir… Can anything come out of that fucking mouth of yours? All you’ve gotta say is ‘Hello’ and ‘Thank you for coming’. “Jesus Christ,” he spits out with disdain. ![]() He stands, breathing hard with his jaw set, as he looks down at whoever is on the other side. Torrance, cross into my view from behind his desk. But then I shift to the left, my pulse hammering in my chest, as I see Madame’s husband, Mr. The golden glow of the golden lamp shining onto the golden desk set. Leaning into the door frame, I peer into the crack, trying to see who’s in the room.Īt first, all I can make out is gold. “What is going on in that head of yours?” the man bellows. I spot a sliver of light peeking through a cracked doorway and creep closer. “All you do is stand there! We talked about this.” “Everyone is uncomfortable around you,” the man continues. “What the fuck is the matter with you?” someone yells. “Mom?” I call again, itching at the tights on my legs as the costume I’d been wearing since this morning chafes my skin. She’ll get mad that I followed her anyway. The lights, voices, and music fade, and the silent darkness of the hallway slowly swallows me up. I clench my jaw harder with every step away from the party I take. Why would she come up here? Everyone is downstairs. I think there’s a third floor, too, but I’m not sure where the next stairwell is to get to it. I step softly, not sure where I am or how I get back to the party, but I know I saw my mom come upstairs. ![]() I press my lips together, pausing before I call out, “Mom?” I suppose it’s Madame’s way of making everything look like a dream the way she kind of looks herself: surreal, too perfect, and porcelain. Even worse today with the house only lit by candlelight. I feel like I’ll break something every time I turn around.Īnd it’s too dark. ![]() The house is so big that I don’t think I’ll ever see all of it, and it’s filled with things that everyone is always gushing over and whispering about, but it makes me nervous. ![]() Madame Delova loves ballet, and as my school’s benefactress she considers it a ‘gift to the masses to descend from her tower once in a while to entertain the villagers and allow us into her home.’ I’ve never liked it here.īut at least the parties are only twice a year-after summer recitals in June and following the premiere of the annual Nutcracker performance in December. The glow of the candles on their pedestals line the dark walls, and I fidget with my fingers as I glance left to right at every closed door I pass. My ballet slipper brushes the hardwood floor as I slowly step down the long hallway. ![]() The Tale of Peter Rabbit, like the Potter books that came after, were exquisitely illustrated. Once technology advanced, after the author’s death, there were film and television adaptations as well.īeatrix Potter’s Gardening Life by Marta McDowell It was a year or so after the book was commercially published that she patented a Peter Rabbit doll in 1903 (actually sewing the first prototype) and created a Peter Rabbit board game.įollowing in years to come were toys, dishes, and clothing. Next, she wanted to keep the price low, just a shilling, so it would be affordable.īeatrix was savvy enough to be one of the first authors to merchandise a character. Many of that era’s books for children were enormous, heavy, ponderous affairs. There were a few touches the author insisted on that made her little book rather revolutionary for its time: She insisted that it be a small book, sized perfectly for tiny hands. Letters to Children from Beatrix Potter: The Path to Her Books It’s still one of the best-selling books of all time. Finally, in 1902, Frederick Warne & Company published it, and the rest is truly publishing history: Peter Rabbit was an instant success, reprinted endlessly,translated into 36 languages, with tens of million copies sold ever since. The following year, Beatrix published it herself, ordering 250 copies, which sold out quickly. In 1900, she sent it out to six publishers, all of whom rejected it. ![]() The simple story tells of a mischievous rabbit who becomes the bane of Mr. She returned to a tale she had created in 1893 for the son of her former governess, The Tale of Peter Rabbit. The young recipients of her letters were so delighted with Beatrix’s drawings that their mother urged her friend to consider publishing them in a book. To console herself, she continued to do animal drawings, especially of mice and rabbits, and incorporated them into letters she sent to children of her acquaintances. “It is not surprising,” writes Lurie, “that during this period of her life she was often ill, suffering from faintness, rheumatic pains, and recurring depression, and fatigue.” Her botanical drawings, her discovery of unfamiliar species of fungi, and even a scientific paper she researched and wrote were spurned by the all-male bastion of the botanical community.Īnd so, Beatrix found herself, at age 30, still unmarried, still under her parents’ stifling rules, and with few prospects. These credentials didn’t help her much once she entered adulthood. “I cannot rest, I must draw, however poor the result,” she wrote in her journal, “and when I have a bad time come over me, it is a stronger desire than ever.” Still at loose ends by age thirtyīeatrix had some art training, including informal instruction by governesses, an oil painting teacher (though that wasn’t a preferred medium), and she even had a certificate of completion from the South Kensington Art School. Considering herself plain, she sat alone in corners when compelled to go to high society parties, preferring to attend the Natural History Museum to spend time drawing what she saw there - fossils, bugs, and taxidermied animals. She also had a gift for fantasy and soon began making up stories set in the local landscape.”īeatrix remained shy and awkward as she grew into young womanhood. “Beatrix’s watercolors of caterpillars and flowers, made at age eight and nine … show the same charm, delicacy, and accuracy of observation that were to characterize her published books. Both Beatrix and Bertram were naturally gifted artists, and they filled sketchbooks with drawings of whatever they saw. They collected plants, birds’ eggs, and insects they made pets of mice, rabbits, an owl, and a hedgehog. “The children could explore the surrounding gardens and woods and fields and streams, the village lanes and farmyards, without interference …Įverything about the countryside fascinated the Potter children. As Alison Lurie described it in Don’t Tell the Grownups: Subversive Children’s Literature: Family holidays in Scotland and the English Lake District allowed Beatrix and her brother plenty of outdoor discovery time, which they did with gusto. Shy and often rather sickly, Beatrix’s loneliness fueled her fascination with the natural world and animals. ![]() An early fascination with the natural world One of her only companions was her brother, Bertram, who was six years younger than she. As was typical for girls of her class, was educated at home by governesses. Her inspiration came from the natural world that surrounded her as a child, from which sprang an imagination that delights young readers to this day.īeatrix was the daughter of conservative upper class parents, raised in a fine South Kensington home. Some of the best known are Peter Rabbit, Squirrel Nutkin, and Jemima Puddleduck. Beatrix Potter (J– December 22, 1943) was a British author and illustrator of beloved children’s books populated by animals. ![]() And Ittai the Gittite passed over, and all his men, and all the little ones that were with him. 22 And David said to Ittai, Go and pass over. 21 And Ittai answered the king, and said, As the L ORD liveth, and as my lord the king liveth, surely in what place my lord the king shall be, whether in death or life, even there also will thy servant be. 20 Whereas thou camest but yesterday, should I this day make thee go up and down with us? seeing I go whither I may, return thou, and take back thy brethren: mercy and truth be with thee. 19 Then said the king to Ittai the Gittite, Wherefore goest thou also with us? return to thy place, and abide with the king: for thou art a stranger, and also an exile. 18 And all his servants passed on beside him and all the Cherethites, and all the Pelethites, and all the Gittites, six hundred men which came after him from Gath, passed on before the king. 17 And the king went forth, and all the people after him, and tarried in a place that was far off. And the king left ten women, which were concubines, to keep the house. ![]() 16 And the king went forth, and all his household after him. ![]() 15 And the king's servants said unto the king, Behold, thy servants are ready to do whatsoever my lord the king shall appoint. 14 And David said unto all his servants that were with him at Jerusalem, Arise, and let us flee for we shall not else escape from Absalom: make speed to depart, lest he overtake us suddenly, and bring evil upon us, and smite the city with the edge of the sword. 13 And there came a messenger to David, saying, The hearts of the men of Israel are after Absalom. ![]() Elmedia Player is a video and audio player that will play virtually any file you throw at it, be it MP4, AVI, MOV, SWF, DAT, MKV, MP3, FLAC, M4V, FLV or any other common format. ![]() Mac cracked app function: 1, ElMedia Player. ElmediaVideo Player is an all-in-one solution that does not require any additional plug-ins or codecs. It can play almost any file type, whether it is AVI, MP4, FLV, WMV, MKV, MP3, M4V, etc. Elmedia Video Player Pro cracked is a media player for Mac. Elmedia player pro.This video player for mac supports playback of FLV, SWF, XAP, RM AND RV, AVI, MOV, MP4 and also various formats.Įlmedia Player Pro is a media player for Mac that supports various video and audio formats, including FLV, SWF, MP4, AVI, MOV, MP4, DAT, MP3, etc.The app features built-in web browser that allows you to watch online videos directly from the app, while Open URL lets you to do it without noisy ads. Its playlists are created by selecting unique parameters.After then Elmedia player pro will sort out as per criteria defined by the user. It is the pro version with amazing functionality, for example, you can download videos online which is its advanced feature, also mode like full screen with snapshot tool.Its look is like iTunes.The user can make, manage and delete playlists and create smart playlists. Elmedia Video Player Pro 6 5 17 RototillerĮlmedia Player Pro 6.5.2 Crack is a good media player for mac operating system.By using this you can play and enjoy the best quality formats.Elmedia Video Player Pro 6 5 1 Full Crack. |